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Michigan Car Insurance Keep it Cheap
This is my site Written by jdlash on October 14, 2009 – 09:57 pm10

Michigan Car Insurance doesn’t have to be expensive – Learn how to get better Rates

Michigan insurance is extremely expensive, being a no-fault state. The need to shop around and find the company that fits you best is even more important in Michigan. First you need to know a little about what drives Michigan Insurance Rates. A big portion of your premiums go to PIP in Michigan. This stands for Personal Injury Protection. It covers your medical expenses as well as other passengers in the car. Unless you have health insurance that coordinates with auto insurance, PIP can run $400-$500 every 6 months alone. The good news, I suppose is that medical coverage for your auto insurance in Michigan is unlimited.

The way to get better Michigan Car Insurance Rates, despite PIP is to shop around. Getting quotes from Michigan’s top carriers is the best way to make sure you are getting the best rates. Not all companies have the same rating system and not all companies will provide you a competitive quote. You will be amazed at how expensive some companies will be for you.

The thing to remember when getting multiple Michigan car insurance quotes is to give as much information as possible. This doesn’t mean giving personal information such as social security numbers, bank account numbers, or credit card numbers. Any other information shouldn’t hurt you in the least. Telling someone that you belong to a credit union may give group discounts. Pointing out that your kids have over a 3.0 grade average will give a discount. Getting a home quote with the company as well will give a multiple policy discount. The more discounts the better!!

This should be enough information to get some accurate and cheap quotes. Remember, it doesn’t take much time to fill out the online quote tools that are available. You do have to give the correct address and driver information to get an accurate quote. In Michigan it doesn’t hurt to point out if you have health insurance through work. Coordinating your health insurance with Michigan auto insurance policy can save you a lot of money! The easiest thing to do is to call the customer service number on the back of your health insurance card first to see if they will coordinate with your auto insurance provider. Good luck, and happy shopping!!

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Understanding Michigan Auto Insurance

 

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