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Michigan Car Insurance
This is my site Written by jdlash on November 16, 2009 – 09:57 pm11

5 Tips to Save on Michigan Car Insurance

Saving on Michigan car insurance is easy, once you know how. You can implement some of the solutions discussed here immediately, while others might take a little time. Overall, you will lower the rates you pay on your insurance premiums and save money.

1. Raise Your Deductible

If you have collision or comprehensive coverage, you can save yourself a lot of money by raising your deductible. Before you do this, contact your insurance company to find out exactly how much you will save. While it’s not recommended to raise your deductible beyond what you could pay in an emergency, raising it a moderate amount can save you significantly.

2. Improve Your Driving Record

To save on your Michigan car insurance, become a better driver. If you have any tickets or accidents on your insurance record, ask your insurance company how long they will remain an influence on your insurance rates. Drive safely until they are

removed, and you should see your rates go down.

3. Pursue Discounts

Most auto insurance companies offer discounts for all sorts of things, from maintaining a low mileage on your vehicle to taking defensive driving courses to having a safe car. Contact your insurance company about discounts and make sure they add any that apply to you.

4. Don’t Let Your Coverage Lapse

Letting your coverage lapse will cause your auto insurance rates to rise significantly, even if it’s only for a day or so. Make sure you pay all of your premiums on time and that, when you decide to change insurers, there isn’t any time when you are not covered.

5. Improve Your Credit Score

Many Michigan car insurance companies use your credit score as part of what they use to determine your premiums, as those with high scores have been statistically proven to be more responsible on the road. Raise your score, and your rates should fall accordingly. Get Michigan Car Insurance Quotes Now!

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